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www.self-cert-mortgage-centre.co.uk

Why obtain pre approval for your new mortgage or re-mortgage? 

Most lenders will offer this type of pre approval and is often referred to as either a decision in principle (DIP) or an approval in principle (AIP)

Pre approval for home movers is a very important and a wise decision to make as it has many advantages that put the buyer in a better position. When you find a new house, you will probably have to move fast to secure it. To prevent being delayed you could obtain your ‘approval in principle' ensuring the first steps of the mortgage application and credit scoring have been done. when a credit search is performed a "footprint" is left on your credit file.

Having this in place means you should be able to get the actual mortgage quicker when the race to complete the purchase begins. The ‘approval in principle' is a conditional offer made by a mortgage lender that – provided the information given to them is correct – they will ‘in principle' agree to loan a set amount of money.

How it saves you money 

When you negotiate with the sellers they will be more inclined to deal with a buyer that have had their funds approved rather then someone who hasn't. This will make you, the purchaser, more attractive to them and will either allow you to negotiate a little harder on the purchase price or will make your bid stand out more from your competitors.

How you get better service

By having a ‘decision in principle' in writing from a lender will mean that estate agents will know you mean business. It will help show them that you are a serious prospect and not a time waster and this will get conveyed to the seller. The approval will allow them to see your price range and should stop the constant barrage of properties outside of your desired price bracket. All of these points will go a long way in obtaining better service.

Self Certified Mortgage Pre Approval

Getting Pre Approved for a self certified mortgage or remortgage helps you negotiate with the sellers they will be more inclined to deal with a buyer that have had their funds approved rather then someone who hasn't and allows you to move fast in securing your purchase once you have found your ideal home.

The Self Cert Mortgage Centre pre approval form below is quick and easy to fill in and will allow us to find you the best deal available to match your requirements. If you have any questions when filling in the form just call one of our self certification mortgage specialists on 0845 6076193 for instant advice and guidance.

About Your Mortgage Requirement
Property Price/Value
Mortgage Required
Type of Mortgage	Select Mortgage Remortgage Commercial Loan Other
Purpose of Mortgage	Select House Purchase Remortgage Moving Home First Time Buyer Council Right to buy Buy to let Debt Consolidation Capital Raising Other
Do you have any County Court Judgements?	Select Yes No
Do you have any Defaults registered against you?	Select Yes No
If you have any defaults or CCJ's please include details including date, amount, and if paid off
Please provide some information about yourself
About You
Title	*
Your Name	*
Nationality
Date of Birth
House or Flat Name/Number
Street
City/Town/Village
Post Code
Home Telephone Number	*
Work Telephone Number
Mobile Telephone Number
Email Address	*
What is the best way to contact you:	Select Telephone Email
If you have a partner please provide their details here (Not required otherwise)
About Your Partner
Title
Name
Nationality
Date of Birth
House or Flat Name/Number
Street
City/Town/Village
Post Code
Telephone Number
Email Address
What is the best way to contact you:	Select Telephone Email
Please provide details of Your employment
About Your Employment
Occupation
Anual Income (before deductions)
Employers Name
If self-employed can you supply any of the following	Select Business Headed paper Accountants letter Accounts
Please provide information about your partners employment (if applicable)
About Your Partners Employment
Occupation
Anual Income (before deductions)
Data Protection Declaration - Please Read Please read the following important statement concerning the processing and handling of personal information you have entered on this form. Your personal information will, depending on your geographic location will either be passed to The Mortgage Broker Ltd or a Preferred Broker Partner to contact you as described on the about us page. Where your details are passed to The Mortgage Broker Ltd the following applies: The Mortgage Broker Ltd trading as The Adverse Mortgage Centre, Home of Choice Ltd will process all information in accordance with the Data Protection Act 1998 and it will be treated as private and confidential now and in the future. The only exceptions to this will be when the law requires us to disclose information or, with your consent, where disclosure is necessary when arranging or servicing your mortgage or protection contracts. To fulfill our regulatory obligations, we will retain copies of your records for no longer than is necessary or for the duration of any contract you may enter into. You have the right to inspect these records at any time. Where your details are passed to a Preferred Broker Partner the following applies: The responsibility for processing and handling this data in accordance with the provisions of the Data Protection Act 1998 lies with the Preferred Broker Partner. The Mortgage Broker Ltd does not accept responsibility for the handling of this personal information.
I have read and understood the above Data Protection Declaration	Select Yes No
Once you have completed the form, press Send to submit it to us so that we can conduct a Personal Credit Review. Alternatively, press Reset to clear everything.
Please ensure you have given us all the information you can before submitting the form .
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it be sure that you can afford the repayments before entering into a credit agreement. Loans are only available to persons over 18 years of age. Written quotations are available on request. All loans are subject to credit status and property valuation
During normal office hours we will contact you within 1 hour. At other times we will return your enquiry within 24 hours.