Self Cert Mortgage Blog

July 2, 2008

Self Certification Remortgages | The Remortgage of Choice?

Have you followed the many people who have become self-employed and now need an alternative to your current standard mortgage? Well, the world of self certification remortgages could be the answer. Here, we help you understand what self certification remortgages are and why you might be the perfect candidate for one. If your circumstances have changed, be it working as a dj alongside your day job or launching your own clothes shop, self certification remortgages might be the right, and only, answer for funding your property. Find out here the essentials you need to know about self certification remortgages.

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June 30, 2008

How to Select the Best Self Certification Mortgages

The best self certification mortgages are the ones which suit your individual needs. Whether they have the ability to overpay or underpay, have lower or higher fees or just have a great rate for people who cannot prove their income, the best self certification mortgages help people get the right deal that works best for their circumstances. People's lives are complicated enough without being given extra worries by an unsuitable mortgage. The best self certification mortgages take as much of the worry away as possible.

Learn how to choose the Best Self Certification Mortgages

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June 19, 2008

A Mortgage for Self Employed People

Have you been turned down for a mortgage because you are self employed and cant prove your income? Before you resign yourself to a lifetime of renting, consider the benefits a mortgage for self employed people might offer you. Our simple guide discusses how this sort of loan works and whether it might be of use to you. We all want to invest in bricks and mortar and thanks to innovation in the mortgage market most of us can including the self employed.

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June 18, 2008

Selfcert | Is It Your Flexible Friend?

There are millions of Brits who cannot prove their income. For example, the self-employed, freelancers, contractors and those who work on commission – and they know that their financial situation can change from one month to the next. As a result these people need everything in their lives to be as flexible as they are – including their mortgage. Selfcert is the answer – it’s the flexible mortgage that can cater to anyone’s needs and is available to just about anyone who can’t prove their income. If you have been turned down for a mortgage in the past because you could not prove your income, you know better than most how important it is to have flexibility with your mortgage. So try again, but this time why don’t you have a look at what selfcert has to offer.

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June 17, 2008

How To Find The Best Self Certification Mortgage Lender

The market can seem like a minefield when looking for a self certification mortgage lender. There are dozens of different providers that are all desperate for your business and they will try to tempt you with glossy advertising and claims that they are the cheapest. To the untrained eye it can be easy to make the wrong choice which could end up costing you thousands of pounds in the long-run so that is why you need to carefully consider which lender is best for you.

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June 12, 2008

Self Certified and in Search of a Mortgage?

Finding a self certified mortgage can be confusing. Changing working patterns mean more people then ever fall into the self certified category, and need to find a mortgage to fit their needs. If you think you need a self certified mortgage, then we’ve got the information to help you learn more. Whether you are self employed, or you work for an employer but your salary is not fixed each month, a self certified mortgage could be for you. Read on to find out which people are likely to qualify as self certified, and what that could mean for your mortgage.

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June 11, 2008

No Proof of Income Mortgages | How they Work.

No proof of income mortgages, that do what they say on the tin, apply to a wider range of borrowers than ever before. Here, specialist in the field, The Self Cert Mortgage Centre, guides you through the basics of no proof of income mortgages

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June 6, 2008

Non-Status Mortgages | Do You Match The Required Criteria?

Non-status mortgages are increasingly useful tools as working patterns in the UK become more flexible – yet their name can be misleading. The term implies that the borrower falls outside any kind of ‘normal’ status. However, as non-status mortgages are designed for anyone who does not earn a regular PAYE salary, they are becoming the choice of record numbers of people.

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June 5, 2008

Finding the Best Self-Cert Mortgage

So you want to find the best self-cert mortgage? Well, help is at hand with our informative guide. We will talk you through the reasons for taking out a self-cert mortgage, and give you some tips on finding the best deal. Because choosing a mortgage is like choosing a new dress or car. It’s not only about finding what you want and what you need – it’s about finding something that suits you from top to toe. So don’t let your circumstances stop you from buying a house. Let them help you find the best self-cert mortgage deal.

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June 4, 2008

Self Certificated Mortgages | Do You Fit the Lender Criteria?

Self certificated mortgages can be useful for all types of borrowers. They were originally devised to help self employed borrowers who do not have three years of accounts to provide to a mortgage lender, perhaps because they are a start-up company. But over the years these products have adapted to suit a wide range of borrowers, including anyone who would find it difficult to prove their income.

Contract workers, people on commission-based salaries and those with more than one source of income could all benefit from self certificated mortgages. This feature looks at who they are most appropriate for and why.

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