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Small business will be able to keep the UK economy afloat during 2009, according to the Federation of Small Businesses.

The FSB has urged the Government, banks and consumers to take action to ensure small businesses keep working in 2009 and keep the economy afloat.

John Wright, national chairman of the FSB, says: "Everyone has a role to play to ensure that 2009 will see a shallow and short recession rather than a deep and long one. There is a role for Government, for opposition parties, for the banks, for town halls, for large and small companies and finally a crucial and critical role for the consumer."

Of course, your concern is not the economy staying afloat – your concern is always going to be your own business staying afloat. This means being on top of your finances all of the time. Knowing your incomes, your outgoings, what you need to save and what you need to spend.

If you want your business to stay afloat in the face of a recession, talk to a financial adviser. Self cert financial products could save you money, could make your finances go further and could be the difference between success and failure.

Keep up with the latest news and comments on Self Employed Mortgages at the Self Cert Mortgage Blog