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If you are a self cert borrower or a self employed borrower there is no such thing as ‘too much advice’, especially during this difficult time.

The insurer Zurich has revealed that three out of ten of those questioned by them only contact their adviser less than once a year, whilst just over a quarter see or speak to their adviser just once a year.

It seems people are reluctant to contact their adviser more frequently, with less than fifth seeing or speaking to their adviser once every six months, whilst just over a tenth of those surveyed contact their adviser every three months.

With the way that the market is moving, and the speed at which mortgages are pulled, you need to be seeing an adviser all the time as a specialised borrower like self cert clients.

An adviser can help source financial products, help plan your future finances and help you manage your specialised income. Maybe you need to scale down as the recession comes in, or maybe you are going to try and take advantage of huge gaps in the market.

Whatever you want to or need to do with your self cert finances, an adviser is the best option, all the way through the year.

Keep up with the latest news and comments on Self Employed Mortgages at the Self Cert Mortgage Blog