March 11, 2010

• Self Certify Your Finances Before You Die

  » Read the complete articleIt sounds rather morbid, but it is vital that all self certified borrowers assess their finances and prepare them in the case of their death. (…)

March 8, 2010

• Are Your Right To Stick With Your Self Certified SVR?

  » Read the complete articleYou might have spent the last year comfortable on your self cert standard variable rate and the latest Bank of England decision to hold the base rate at 0.5% for the 12th month in a row will only make the decision to stay with your SVR easier – but should you be considering moving off the lender's default rate? (…)

February 15, 2010

• Make Sure Your Self Cert Mortgage Doesn't Drag Your Business Under

  » Read the full storyIf you are self employed and run your own business you are probably working ten times as hard as you did before the recession to make sure your business gets through this tough economic spell. (…)

January 28, 2010

• Out Of Recession? Does That Help Self Employed Borrowers?

  » Read the full storyIt was recently revealed that we are officially out of the longest recession since the Second World War – but does this good news actually mean anything to self employed borrowers? (…)

January 7, 2010

• Don't Leave Your Self Cert Needs With A Bank

  » Read the full storyIf you are a borrower who needs to self certify their income, leaving everything in the hands of a bank might be a big mistake – specialist borrowers need specialist financial advisers to give them a helping hand. (…)

January 4, 2010

• Small Business Borrowers Must Be Protected From Major Incidents, Say Experts

  » Read the complete articleThe British Insurance Brokers' Association has found that less than half of small businesses could survive a major incident such as a fire, flood, act of terrorism, or a pandemic thanks to a lack of insurance. (…)

December 8, 2009

• Need To Move Fast? Get The Right Self Cert Finance

  » Click here for the original articleIf you need to move fast you need to be able to count on the right mortgage advice, with no stalling – be sure you talk to a self cert specialist if you want to move onwards and upwards without any hassle. (…)

November 26, 2009

• Get Better Access To Self Cert Finance

  » Read the full storyMost Uk small business and self employed people are finding it tough to get hold of finance – get in touch with a self cert specialist to get better access to the money that's out there. (…)

November 4, 2009

• Be On Top Of Your Self Cert Paperwork

  » Read the complete articleNew proposals by the Government may mean that you need some sort of proof of income to get hold of a self certification mortgage – regardless of what happens, it may be time to get your paperwork in order for any future financial decision-making. (…)

November 2, 2009

• Will A Self Cert Ban Change Anything?

  » Read the complete articleThere has been a lot of newspages given up to self cert mortgages recently, but would a ban by the Government really make a lot of difference to those who cannot prove their income? (…)

October 21, 2009

• Are You Using Your Commission Or Bonuses Wisely?

  » Read the full storyOne of the main benefactors of self-cert mortgages are those who earn a lot of their money through bonuses and commission – but is everyone who doesn't earn a regular wage using their money wisely? (…)

October 5, 2009

• Don't Lose Sleep Over Self Cert Mortgage Woes

  » Read the full storyNew research has found that two in five business owners are losing sleep over the economic crisis–don't lose sleep over your self cert mortgage–get expert advice. (…)

September 18, 2009

• Work From Home Self Cert May mean Higher Premiums

  » Read the complete articleIf you are a self employed or self certified homeowner you may find that your home insurance premiums are higher than those people who work outside their home. (…)

September 11, 2009

• Use A Broker To Help You Deal With Self Cert Lenders

  » Read the full storyAsk any mortgage borrower what their main gripe was during the process of their last home loan and they will almost certainly site the mortgage lender as a major bug bear. (…)

September 4, 2009

• A Worrying Insight Into Self Employed Borrowers?

  » Click here for the original articleA new piece of research into the self employed has found that most small businesses never see their bank managers – is this a worrying sign that the self employed are not seeking out professional help across the board? (…)

September 3, 2009

• Self Cert Mortgages Just 2% Of The Market

  » Read the full storySelf-certification mortgages now account for less than 2% of the UK mortgage market as more and more lenders have shyed away from those who cannot prove their income. (…)

September 2, 2009

• Find An Honest Broker To Deal With Your Self Cert Needs

  » Read the full storyThere has been many cases of brokers banned and fined by the authorities for misusing self cert loans – make sure that your broker is fully qualified to deal with your needs honestly. (…)

August 24, 2009

• Good News for Self Cert – Recession May End Soon Say Consumers

  » Read the complete articleThere could be some good news for those who have irregular incomes as one in ten consumers reveal that they think that the recession will be over in a year. (…)

August 19, 2009

• Self Cert Mortgages Demand Higher Deposits

  » Read the complete articleBorrowers need to find three times more for a deposit, compared with two years ago when the credit crunch began – a tough pill to swallow for those who are restricted to lower Loan To Value loans like self certifiable borrowers. (…)

August 13, 2009

• Self Cert Lenders Demand Perfect Credit Scores

  » Click here for the original articleIf you are considering taking out a mortgage if you are self employed or at do not earn a regular income then you will have to be sure that your finances are not just good, but perfect. (…)