Self Cert Mortgages
Articles on all aspects of self cert mortgages
Articles on all aspects of self cert mortgages
» Read the full storyA lot of commentators and experts have been predicting them for a long while but for many small business owners, green shoots are finally coming through. (…)
» Read the full storyYou may have worn yourself out walking up and down the high street unsuccessfully trying to get hold of a mortgage – and you may not know why you keep being turned down. (…)
» Read the full storyMore than a quarter of small businesses in the UK believe that they will become insolvent if the economy suffers from a double dip recession – if you think your debts are not on a safe footing, talk to a small business financial adviser right away. (…)
» Read the complete articleIf you are someone who must opt for a self cert mortgage then you must be sure that you have a good credit score otherwise the chances of securing a loan are slim. (…)
» Click here for the original articleMany mortgage professionals have been concerned that people who do not fit into the strict definitions of high street banks' affordability calculators would never get a mortgage – but as ever the innovative UK mortgage industry has found a way for those who cannot fully prove their income to get a home loan. (…)
» Click here for the original articleIt sounds rather morbid, but it is vital that all self certified borrowers assess their finances and prepare them in the case of their death. (…)
» Read the full storyYou might have spent the last year comfortable on your self cert standard variable rate and the latest Bank of England decision to hold the base rate at 0.5% for the 12th month in a row will only make the decision to stay with your SVR easier – but should you be considering moving off the lender's default rate? (…)
» Click here for the original articleIf you are self employed and run your own business you are probably working ten times as hard as you did before the recession to make sure your business gets through this tough economic spell. (…)
» Read the complete articleIt was recently revealed that we are officially out of the longest recession since the Second World War – but does this good news actually mean anything to self employed borrowers? (…)
» Read the full storyIf you are a borrower who needs to self certify their income, leaving everything in the hands of a bank might be a big mistake – specialist borrowers need specialist financial advisers to give them a helping hand. (…)
» Read the complete articleThe British Insurance Brokers' Association has found that less than half of small businesses could survive a major incident such as a fire, flood, act of terrorism, or a pandemic thanks to a lack of insurance. (…)
» Read the complete articleIf you need to move fast you need to be able to count on the right mortgage advice, with no stalling – be sure you talk to a self cert specialist if you want to move onwards and upwards without any hassle. (…)
» Read the complete articleMost Uk small business and self employed people are finding it tough to get hold of finance – get in touch with a self cert specialist to get better access to the money that's out there. (…)
» Read the full storyNew proposals by the Government may mean that you need some sort of proof of income to get hold of a self certification mortgage – regardless of what happens, it may be time to get your paperwork in order for any future financial decision-making. (…)
» Click here for the original articleThere has been a lot of newspages given up to self cert mortgages recently, but would a ban by the Government really make a lot of difference to those who cannot prove their income? (…)
» Click here for the original articleOne of the main benefactors of self-cert mortgages are those who earn a lot of their money through bonuses and commission – but is everyone who doesn't earn a regular wage using their money wisely? (…)
» Click here for the original articleNew research has found that two in five business owners are losing sleep over the economic crisis–don't lose sleep over your self cert mortgage–get expert advice. (…)
» Read the full storyIf you are a self employed or self certified homeowner you may find that your home insurance premiums are higher than those people who work outside their home. (…)
» Read the full storyAsk any mortgage borrower what their main gripe was during the process of their last home loan and they will almost certainly site the mortgage lender as a major bug bear. (…)
» Read the full storyA new piece of research into the self employed has found that most small businesses never see their bank managers – is this a worrying sign that the self employed are not seeking out professional help across the board? (…)