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Most Uk small business and self employed people are finding it tough to get hold of finance – get in touch with a self cert specialist to get better access to the money that's out there.

The British Chambers of Commerce has found that in the third quarter of this year, 33% of companies reported that accessing finance had been more difficult – more and more people who have to prove their own income are being turned down for credit.

This compares with the same question asked in June, when 20% of businesses believed access to finance had worsened – even though there are reports that lending is easing up, self certifying borrowers are still struggling. Furthermore, the number of firms reporting an improved access to finance situation fell dropping from 6% in June, to just 3% in the BCC's latest survey.

It also found that 18% of business people think that the biggest issue they will face over the next 12 months is the lack of credit they are able to obtain.

David Frost, director general of the BCC says: “It is clear that the huge sums that have been injected into the financial system by quantitative easing are still not reaching small and medium-sized businesses in anything like the scale required for business to invest for future success.”

If you want to get your hands on the money that's out there, you need some professional help. A self cert specialist knows how to talk to lenders, knows what they are looking for in a borrower and knows what you have to do to get hold of credit. Talk to a specialist today about getting some much needed credit injected into your financial system.

SOURCE: BCC, 16/11/09

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