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If you asked a mortgage broker 20 years ago how you could self certify mortgages, he would not have known what you were talking about. Today however there are mortgage intermediaries that operate exclusively in the field of self certify mortgages – as the market for the products has grown rapidly. According to the Office for National Statistics’ Labour Force Survey, there were in excess of 3 million self-employed workers in the UK in 2007 and numbers are steadily growing.

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