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Millions of Brits are self employed – but many people who are self employed are not treated very well by their banks, leaving them feeling like financial pariahs. If you are one of these people, talk to an expert who understands your situation – a specialist self cert financial adviser.

Self cert is simply the terminology for someone who cannot prove their income to a bank or building society – they have to self certify that they earn a certain amount each month using alternatives to PAYEs.

So self employed people are considered self cert – because they pay themselves, they have to prove that they earn enough to cover repayments for a loan.

But banks aren't the best friends of the self employed. Many are turning down good businesses for credit because they are very risk adverse in this new financial era. This means good people who earn good money are not able to get hold of crucial loans that could be the difference between a successful enterprise and bankruptcy.

If this sounds all too familiar to you, you need to find an expert who can be your middle man, who can talk to the banks on your behalf and help broker a deal whereby both parties are happy with the agreement. It means you can get hold of a loan or a mortgage and it means the bank is happy with their risk.

So talk to a self cert professional, someone who can fight your corner. They will have dealt with innumerable self employed people and will have found them all the right loan at the right price every time.

Keep up with the latest news and comments on Self Employed Mortgages at the Self Cert Mortgage Blog