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According to free classifieds website, Vivastreet.co.uk, more people than ever are turning to working from home, either to boost their salaries with a second job or replace lost income or keep on top of their debts.

The website says the number of people searching for work they could carry out in their own homes increased by 142% compared to 2008. This trend is expected to continue this year, as people look for alternative ways to bring in some additional income to help keep on top of their finances.

In fact, this year almost 200,000 people have already visited the 'work from home' section of the website, and 62% more people searched for ‘work from home’ jobs in January 2010 than did in December 2009.

Many of these jobs being searched for and being taken up are self employed roles like translators or consultants, and while it's great to see Brits being resourceful they need to be aware of their change in status.

If someone becomes self employed and then should they requite credit or a home loan they become a self cert borrower. This means proving their income themselves, and in this environment that unfortunately means it is a lot harder to get a home loan.

If you are newly self employed talk to a self cert mortgage adviser right away. The sooner you can begin amassing proof of your income the better the chance you have of getting a mortgage as a self employed person, and to do that you need to get some advice from an expert.

SOURCE: Vivastreet.co.uk, 19/02/10

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